Opening a BDO Savings Account (ATM and Passbook)

     Banco de Oro or BDO Unibank Inc. is one of the largest and trusted banks in the Philippines with several branches nationwide. It's very accessible knowing that almost every mall has BDO and thru the years BDO already received several awards and recognitions that builds their credibility. If you want your money to put in a safe and secure place, its a good idea to open or apply for a BDO savings account.
            BDO is not actually my first bank to open an account. I find several good reasons to open a savings account with them like extended banking hours, open even Saturdays, numerous ATM machines and branches and most specially they have online banking for easy access to your account anytime. The bad side is the long lines when making transactions and poor customer service unlike the other big banks.
            It's very easy to open a BDO savings account. On my experienced I just finished it almost two hours though I need to comeback after a week to get my ATM card. 

 Here are the Requirements :

a. Two (2) valid (with your name, picture and signature, it should be clear.)
  • School or company ID
  • Driver's License ID 
  • NSO Birth Certificate
  • Barangay or NBI Clearance 
  • Police Clearance 
  • Postal or Voter's ID
  • Passport
  • Unified ID (SSS, GSIS or Philhealth)
  • any other valid IDs issued by the Government.
*Make sure to bring one photo bearing ID and another valid ID.

b. Initial Deposit 
  • 2,000 pesos for ATM without passbook
  • 5,000 pesos for passbook with ATM 
c. Two (2) pieces recent 1x1 colored pictures
* In my case the staff just took a photo of me on their camera.


Step by step Procedure: 

1. Go to your preferred BDO branch and proceed to the New Accounts inside the bank. Make sure that you bring your two (2) valid IDs ( original and photocopies) and your initial deposit.

2. Fill out the application forms. All the information you will provide must be ACCURATE.

3. Provide the required initial deposit for your chosen account. Keep the deposit slip for claiming your ATM or passbook.

4. Come back to the bank after 5-7 working days to claim your ATM/Passbook kit. I already get the passbook after I submitted all the requirements and the ATM card after 5 working days.

5. Activate Phone and Online Banking. For easier access to your account it's a must to enroll your account for both phone and online banking.

Check my article here on how to enroll in BDO Online Banking.


  1. gusto q po mg open pero pnu po eh nsa abroad po ako?

  2. pnu po mgopen kung nsa ibang bnsa ka?

  3. panu po mag open pag nasa abroad......

  4. Kahit saang branch po ba ganun mga requirements?dto po kc samin sa pampanga ask kaagad if me sss at tin id.pag wala need p raw po kumuha nun

  5. Tin id po pde po ba? My nso brth din po ako sana pde na un pra makapag open na ako ng atm

  6. 5,000 pesos pa rin ba ang dapat na maintaining balance ngayon ng passbook with atm? or tumaas na? thanks!


Related Posts Plugin for WordPress, Blogger... Protection Status